Together with Danantara, the regional office of PT Pegadaian 1 in Medan is growing and achieving an excellent performance in the first half of 2026
PT Pegadaian (Persero) has once again demonstrated its resilience as a pillar of the national financial system by posting positive results through June 30, 2026.
Thanks to a flexible business strategy and an aggressive expansion of the gold ecosystem, Pegadaian achieved a net profit of 6.59 trillion Indonesian rupees, an increase of 84.4% compared to 3.58 trillion Indonesian rupees in the same period of 2025.
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This positive performance was also reflected in the growth of the company’s assets, which amounted to 186.33 trillion Indonesian rupees, an increase of 53.9% compared to 121.1 trillion Indonesian rupees last year. The growth in assets was driven by gross outstanding loans (OSL) at the national level, which rose to 155.1 trillion Indonesian rupees, an increase of 52.7% compared to 101.5 trillion Indonesian rupees in the previous year.
On the other hand, the quality of financing has also improved, as evidenced by a decrease in the non-performing loan (NPL) ratio from 0.81% on June 30, 2025, to 0.71% on June 30, 2026.
This positive growth is also reflected in the performance of PT Pegadaian Regional Office I Medan. As of June 30, 2026, Regional Office I Medan recorded a net profit of 725.7 billion Indonesian rupees, an increase of 48% year-on-year. The gross profit (OSL) of Regional Office I Medan reached 11.53 trillion Indonesian rupees, an increase of 53% compared to the 7.5 trillion rupees of the previous year. The growth of the OSL at Regional Office I Medan, which exceeded the national average, demonstrates the high demand for Pegadaian’s products and services from North Sumatra and Aceh.
Damar Latri Setiawan, President and CEO of PT Pegadaian (Persero), stated: “Alhamdulillah (thank God), Pegadaian continues to achieve performance growth despite economic and geopolitical challenges.”
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“Thanks to all our customers and the Indonesian public for their trust in Pegadaian. With the attitude of ‘Heartfelt Service,’ we continue to increase our contribution to economic development to strengthen Indonesia,” he said. “This achievement is the result of the dedication of all Pegadaian employees. We will continue to commit to delivering products and services that are becoming increasingly relevant to the community. With the introduction of Gold Bank Services and the Tring! app, we hope that more people can invest in gold easily, safely, and reliably,” continued Damar.
Pegadaian offers the most comprehensive portfolio of Gold Bank Services in Indonesia, including gold deposits, working capital gold loans, corporate gold custody, and gold trading.
Backed by an internationally recognized network of vaults with security standards and the predominant presence of gold as collateral in the portfolio, Pegadaian possesses a strong infrastructure ready to operate Gold Bank Services.
“Gold has proven to be the most sought-after safe haven for the public. With Gold Bank Services integrated with Tring!, we are optimistic about our contribution to the national economy. Together with Danantara, we are optimistic about realizing our long-term mission, EMASkan Indonesia,” said Damar.
Meanwhile, Yohanis Wulang, Head of PT Pegadaian (Persero) Regional Office 1 in Medan, stated that this achievement demonstrates the growing public confidence in Pegadaian.
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Business growth is supported by improved access to services, a strengthened agent network, greater financial literacy, the development of a gold ecosystem, and financial support for SMEs.
“We are seeing increasing enthusiasm among the population of North Sumatra and Aceh for investments in gold and productive financing. We will leverage this momentum to increase financial inclusion through increasingly accessible services. The results in the first half of 2026 motivate Regional Office 1 in Medan to continue striving for healthy business growth, disciplined risk management, and tangible benefits for the community,” said Yohanis. ***rel
