ACC and the North Sumatra Financial Services Authority (OJK) share 3 tips for safely using finance companies in support of GENCARKAN
To mark Financial Inclusion Month (BIK) and to strengthen synergy and enhance public understanding of the finance sector, Astra Credit Companies (ACC)—a group of finance companies—organized a press gathering with the North Sumatra Financial Services Authority (OJK).
The ACC press gathering in Medan, attended by both print and online media, took place on October 13, 2026, at Café Bel Mondo in Medan.
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Attendees included Valdano Eike Immel and Ahmad Hanif, both Deputy Heads of the North Sumatra OJK.
Also present were ACC EVP Corporate Secretary and Corporate Counsel Ikhsan Abdillah Harahap; ACC Sumbagut Area Sales Manager Adhi Sebayang; ACC Sumbagut Area Operations Manager William Andriady; Area AR Manager 1 Lerry Allen Christian; Area AR Manager 2 Muhammad Syirodj; and staff from the ACC Medan Adam Malik, ACC Medan Sisingamangaraja, and ACC Medan Binjai branches.
ACC EVP Corporate Secretary and Corporate Legal Ikhsan Abdillah stated that this event demonstrates ACC’s commitment to increasing financial literacy in line with the National Financial Inclusion Movement (GENCARKAN) and Financial Inclusion Month (BIK).
“In support of the GENCARKAN program initiated by the Financial Services Authority (OJK), we view the media as a strategic partner in disseminating accurate and balanced financial knowledge. We hope that this activity will enhance public understanding of the products and services offered by finance companies,” stated Ikhsan.
OJK Educational Session: Encouraging the Use of Financing
During the educational session, Valdano Eike Immel (Senior Assistant Manager, OJK North Sumatra) and Ahmad Hanif (Assistant Manager, OJK North Sumatra) presented information on the benefits and risks associated with finance companies, as well as the variety of products and services available in the financing sector.
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The session also covered consumer rights and obligations, along with complaint procedures within the financial services industry.
In addition to the OJK’s educational session, Biovan Sandov, Vice President of Legal Business at ACC, gave a presentation introducing ACC as a finance company. He emphasized the importance of understanding consumer rights and obligations, as well as key considerations when using financing products.
This insight aims to help the public make wiser financial decisions that align with their financial capabilities.
In line with ACC’s mission—”Promoting credit for a better life”—the company strives to encourage the use of financing that supports people in meeting their needs and engaging in productive activities.
There are three tips for using finance companies safely and comfortably. The first tip is that potential customers should choose a financing product that aligns with their financial capabilities.
Secondly, prospective customers are required to comply with the credit terms in a lawful and proper manner. Thirdly, before signing a financing agreement, prospective customers must fully understand their rights and obligations under the agreement.
By applying these three principles, customers can avoid the risk of default resulting from negligence regarding installment payments.
Through this collaboration, ACC hopes to contribute to the spread of financial education while simultaneously encouraging the prudent and responsible use of financing services. ***rel
Dukung GENCARKAN, ACC dan OJK Sumut Bagikan 3 Tips Aman Manfaatkan Perusahaan Pembiayaan
Dalam rangka Bulan Inklusi Keuangan (BIK) sekaligus upaya memperkuat sinergi dan meningkatkan pemahaman masyarakat mengenai industri pembiayaan, Astra Credit Companies (ACC), grup perusahaan pembiayaan, menggelar Media Gathering bersama Otoritas Jasa Keuangan (OJK) Provinsi Sumatera Utara.
Media Gathering ACC Medan bersama media cetak dan online ini diselenggarakan pada 13 Oktober 2026 bertempat di Bel Mondo Cafe, Medan.
Kegiatan ini dihadiri oleh Asisten Manajer Senior OJK Provinsi Sumatera Utara Valdano Eike Immel dan Asisten Manajer OJK Provinsi Sumatera Utara Ahmad Hanif.
Turut hadir dalam acara tersebut EVP Corporate Secretary and Corporate Counsel ACC Ikhsan Abdillah Harahap, Area Manager Sales ACC Sumbagut Adhi Sebayang, Area Manager Operation ACC Sumbagut William Andriady, Area Manager AR 1 Lerry Allen Christian, Area Manager AR 2 Muhammad Syirodj beserta pejabat cabang ACC Medan Adam Malik, ACC Medan Sisingamangaraja dan ACC Medan Binjai.
EVP Corporate Secretary and Corporate Legal ACC, Ikhsan Abdillah mengatakan, kegiatan ini merupakan salah satu bentuk komitmen ACC dalam mendukung peningkatan literasi keuangan masyarakat sejalan dengan Gerakan Nasional Cerdas Keuangan (GENCARKAN) dan dalam rangka Bulan Inklusi Keuangan (BIK).
“Sebagai wujud dukungan terhadap program GENCARKAN yang diinisiasi OJK, kami memandang media sebagai mitra strategis dalam menyebarluaskan literasi keuangan yang akurat dan berimbang. Untuk itu, kami berharap kegiatan ini dapat meningkatkan pemahaman masyarakat akan produk dan layanan perusahaan pembiayaan,” ujar Ikhsan.
Sesi Edukasi OJK: Mendorong Pemanfaatan Pembiayaan
Dalam sesi edukasi, Asisten Manajer Senior OJK Provinsi Sumatera Utara, Valdano Eike Immel dan Asisten Manajer OJK Provinsi Sumatera Utara, Ahmad Hanif memaparkan materi mengenai manfaat dan risiko perusahaan pembiayaan, termasuk ragam produk dan layanan di industri pembiayaan. Sesi ini juga membahas hak dan kewajiban konsumen, serta mekanisme penanganan pengaduan di sektor jasa keuangan.
Selain sesi edukasi oleh OJK, Vice President Legal Business ACC Biovan Sandov juga memberikan pemaparan mengenai ACC sebagai perusahaan pembiayaan, termasuk pentingnya memahami hak dan kewajiban sebagai konsumen, serta hal-hal yang perlu diperhatikan sebelum memanfaatkan produk pembiayaan.
Pemahaman tersebut diharapkan dapat membantu masyarakat mengambil keputusan keuangan secara lebih bijak dan sesuai dengan kemampuan.
Sejalan dengan misi ACC “To Promote Credit for A Better Living”, ACC ingin mendorong pemanfaatan pembiayaan yang dapat mendukung kebutuhan dan aktivitas produktif masyarakat.
Terdapat 3 tips cara memanfaatkan perusahaan pembiayaan dengan aman dan nyaman. Tips yang pertama adalah calon customer harus memilih produk pembiayaan yang sesuai dengan kemampuannya.
Kedua, calon customer memiliki kewajiban untuk melengkapi persyaratan kredit dengan sah dan benar. Ketiga, sebelum menandatangani perjanjian pembiayaan, calon customer harus paham dengan benar hak dan kewajiban dalam perjanjian tersebut.
Dengan menerapkan ketiga hal tersebut, customer dapat terhindar dari risiko cidera janji akibat kelalaian dalam pembayaran angsuran. Melalui kolaborasi sinergi ini, ACC berharap dapat berkontribusi dalam memperluas jangkauan edukasi keuangan sekaligus mendorong pemanfaatan layanan pembiayaan secara bijak dan bertanggung jawab. ***rel
